Anyone whose budget balances annually but who still hits the occasional overdraft.
The money is there, the timing is not
Why am I short in the third week when the month works on paper?
Your income and obligations balance over a month but collide inside it. This is the problem the corridor was built for.
Obligations get placed on a calendar, not averaged
A monthly budget divides rent by thirty and pretends it leaves daily. It does not. Conditional detects the actual schedule of every recurring payment and drops each one on the day it lands, which is what turns a balanced month into a visible mid-month trough.
The trough gets a probability, not a guess
Twelve hundred simulated futures produce a distribution rather than a line, so the answer is not 'you might be tight' but 'you dip below your floor in 31% of futures, typically around the 19th.'
Lead time is the whole product
Knowing on the 4th costs you one small decision. Knowing on the 19th costs you an overdraft fee, and possibly a cascade of them.