July 26, 2026
You stay above $500 in 100% of the next 90 days.
Not one of the 1,200 simulated futures dips below the floor. Comfortable margin.
In checking
$3,150
Available right now
Net position
$13,686
All accounts, card included
90-day median
$16,983
$15,913 to $18,045 in 9 of 10
Shortfall risk
0%
Chance of touching $500
Where the month goes
The forecast treats these three separately, because they behave differently and only one of them is a decision.
Committed$2,694
Fixed amount, fixed date
Metered$196
Fixed date, seasonal amount
Chosen$2,143
No schedule — the part you control
Committed and metered figures are monthly equivalents derived from detected recurrence. Chosen is the simulation median over 90 days, divided by three.
Next seven days
- Cedar Ridge PropertyJul 30−$1,785.00
- Meridian StudioJul 31−$22.99
- Northline StreamingJul 31−$18.99
Net−$1,826.98
Obligations found without being told
| Merchant | Rhythm | Kind | Typical | Per month | Next |
|---|---|---|---|---|---|
| Cedar Ridge Property | every 30 days · 8× | fixed | −$1,785.00 | −$1,811 | Jul 30 |
| Northbank Auto Loan | every 31 days · 8× | fixed | −$389.12 | −$382 | Aug 14 |
| Statewide Mutual | every 31 days · 8× | fixed | −$214.00 | −$210 | Aug 20 |
| Lakeline Energy | every 30 days · 8× | varies ±24% | −$132.70 | −$135 | Aug 20 |
| Relay Mobile | every 30 days · 8× | fixed | −$93.99 | −$95 | Aug 12 |
| Fiberline | every 31 days · 8× | fixed | −$90.69 | −$89 | Aug 7 |
| City Water Works | every 30 days · 8× | varies ±14% | −$60.72 | −$62 | Aug 6 |
14 recurring patterns detected from 658 rows. See the whole schedule.